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mCASH

mCASH is a solution designed to conveniently allow Zenith Bank account holders pay for goods and services from their accounts without physically handling cash.

FAQs’ for Merchants

FAQs’ for Merchants

mCASH is a solution designed to conveniently allow Zenith Bank Merchants to receive payments from their customers without physically handling cash. Customers simply dial *402* merchant code*amount# to make payments.

A person who buys and sells commodities.

It is a unique 8-digit number assigned to a merchant.

Kindly visit http://www.zenithbank.com/mcash for self-enrolment or you can walk into any Zenith Bank branch.

It is for all business owners (Small, Medium, Large scale businesses) who want to receive cash efficiently into their bank accounts.

Your Customers must be registered on the USSD platform of their Bank (examples of USSD platforms include *966#, *402, *322#).

Customers simply dial `*402*merchant code*amount# using any GSM phone.

Value is received instantly.

A transaction notification alert will be sent to you (merchant) and your customer (buyer).

The Merchant or Buyer should contact their respective Banks to report the disputed transaction.

Refer to the table below.

Transaction Band

New Merchant Fee

N0 – N5,000

NO CHARGE

N5,001 – N10,000

₦25

Above N10,000

₦50

Kindly visit http://www.zenithbank.com/mcash or contact our 24/7 interactive call center (Zenith direct) on 01-292-7000 to get more information.

FAQs’ for Customers

FAQs’ for Customers

mCASH is a solution designed to conveniently allow Zenith Bank account holders pay for goods and services from their accounts without physically handling cash.

Simply dial the mCASH merchant code displayed at your merchant’s store
*402*merchant code*amount# using any GSM phone.

No, just dial the string (*402*merchant code*amount#) when making payments and
you will be prompted to create a 4 digit PIN.

No data is required.

You will receive a notification on your registered phone number with your bank.

Kindly contact our 24/7 interactive call center - Zenith direct on 01-292-7000.

You will be charged N20 for all transactions.