Savings Accounts

The Zenith Individual Savings Account is recommended if you have a specific savings goal in mind or you just want to start setting money aside. This account offers interest on your funds regardless of the goal.

Individual Savings Account

Individual Savings Account

The Zenith Individual Savings Account is recommended if you have a specific savings goal in mind or you just want to start setting money aside. This account offers interest on your funds regardless of the goal.

  • Zero account opening balance
  • Earn interest at 8.175%
  • MasterCard/Visa/Verve debit card
  • Internet banking 
  • Zenith mobile banking app
  • Email and/or SMS alertz
  • Account opening form duly completed
  • One recent clear passport photograph of signatory
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
    receipt, telephone bill)
  • Two independent and satisfactory references should you want to deposit cheques over N2,000,000.00
  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world
EazySave Classic Account

EazySave Classic Account

EazySave Classic Account is designed to facilitate financial inclusion permitting individuals with minimal forms of identification. Enjoy a value adding banking relationship with us.

  • Zero account opening balance
  • Maximum single deposit N50, 000.00
  • Maximum cumulative account balance N300, 000.00 
  • Earn interest at 8.175% Verve debit card
  • Email and/or SMS alertz
  • Account opening form duly completed
  • One recent clear passport photograph of signatory
  • *966# EazyBanking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world
EazySave Premium Account

EazySave Premium Account

EazySave Premium Account is designed to facilitate financial inclusion, permitting individuals with minimal forms of identification. Enjoy a value adding banking relationship with us.

  • Zero account opening balance
  • Maximum single deposit N100, 000.00
  • Maximum cumulative account balance N500, 000.00
  • Earn interest at 8.175%
  • Verve debit card
  • Email and/or SMS alertz
  • Account opening form duly completed
  • One recent clear passport photograph of signatory
  • Identification of signatory (Driver’s License, International Passport, National Identity Card or Voter’s Card)
  • *966# EazyBanking
  • Zenith Internet Banking
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world
Aspire Account

Aspire Account

The Aspire Account by Zenith is a unique savings account for the Nigerian undergraduate with a distinctive sense of identity. Designed to enhance the lifestyle of the discerning student, the Aspire account provides a platform for its holders to follow their dreams, supporting them as they aspire to greatness.

1. An account specifically for students between the ages of 16 -25 years
2. Zero account opening balance
3. N5 million maximum cumulative account balance
4. 
Scholarship offers
5.
Interest Bearing
Your money never sleeps in an Aspire account, earning competitive Interest rate and growing steadily even while you sleep.

6. Unique MasterCard card design
Students can get the uniquely designed MasterCard Paypass at N500 only.

7. Cashless banking
Counting cash is so 1990. Embrace the future with cashless banking via ATM, ZIVA, Mobile, POS and Web.

8. Deep discounts
Enjoy exclusive discounts and periodic promotions from our partner merchants to help you get more out of life.

9. Transaction notifications (Alertz)
Be the first to know when transactions occur on your account via email and SMS transaction alerts.

1. Account opening form duly completed.
2. One recent clear passport photograph of signatory.
3. School Identity Card, Admission Letter or valid Means of Identification (National Identity card, Driver's License, Nigerian Passport, Voter's Card).
4. Details of Parents/Guardian (for 16-25 years).
5. BVN & NIN
  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world
Zenith Children’s Account (ZECA)

Zenith Children’s Account (ZECA)

The Zenith Bank Children’s Account is a unique savings account designed to allow parents save for their children’s future and teach them about savings from a tender age. The account is modelled for young children with an overarching objective of making savings fun for them and teaching them financial discipline.

ZECA account is modeled in two tiers for young children and teens with an overarching objective of making savings fun for them and teaching them financial discipline.

Features

  • An account specifically for children between the ages of 0-15yrs
  • Zero account opening balance
  • Competitive Interest rate 
  • N10 million maximum cumulative account balance
  • Standing order credit option
  • Cheque, draft and dividend lodgment of up to 2 million Naira
  • Invitation to the annual Zenith Children’s Parade*
  • ZECA is not subject to administration of estate law or probate

Participation in the Children’s Day Scholarship raffle draw*
*Terms and conditions apply.

As your child goes Back to School we are here to help with the following:

  1. ZECA Account designed to allow you save for your children’s future.
  2. Convenient online school fees payment
  • Account opening form duly completed
  • One recent clear passport photograph of Guardian/Parent and child
  • Birth Certificate of Child  
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill)
  • Maximum cumulative balance of N10m
  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

To open a Zenith Children’s Account, simply visit the nearest Zenith Bank branch.

Timeless Account

Timeless Account

Timeless Account for Senior Citizens

Free banking: 

  • Free SMS notification, cheque book and debit card
  • Free statement printing
  • AMF free
  • Zero Account Opening
  • Priority service at the branch
  • Travel and holiday offers
  • Interest of 6.5%

Requirements for the Savings Account: 

S/N

Requirements for the Savings Account

1

Account opening form duly completed

2

One recent clear passport photograph of signatory

3

Identification of signatories (Driver’s License, International Passport,
National Identity Card or Voter’s Card)

4

Residence permit (where applicable)

5

Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
receipt, telephone bill)

6

Two independent and satisfactory references should you want to deposit cheques over N2,000,000.00

 

 

 

 

  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch priority service at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world
Save4me

Save4me

Save4me is a high interest yielding account designed for customers to save towards a specific target. The customer can open several target accounts for different purposes.

 

  • Interest rate 7% P.A.
  • Virtual account to the main account
  • No withdrawal allowed within the first 3 months
  • Minimum of 3 months and maximum of 12 months
  • Can be rolled over
  • Minimum of deposit of N10,000
  • Frequency – Daily, weekly, monthly

You must have an Individual Savings or Current Account.

Eazy by Zenith

Eazy by Zenith

Eazy by Zenith digital wallet platform is a strategic customer onboarding solution of the bank which significantly reduces the barriers of entry for new customers.

Frequently Asked Questions

You can open an account online here while out of the country if you already have a Bank Verification Number (BVN). If you do not have a BVN, you will still receive an account number, but the account will remain restricted until you complete the required documentation.

Yes. The account can be operated through any of our card products or internet banking solution.

No. A withdrawal slip, located in all branches is all that is required to withdraw cash at any of the branches.

Your company / organisation will write the bank to introduce the prospective account holder to the bank for account opening.

Current accounts become dormant after 6 months of inactivity.

No. Savings accounts do not go dormant.

Accounts are opened within 24 hours upon submission of complete documentation.

No. There is no charge for operating your account from another branch.