Personal Banking

From simple accounts to feature-rich options, we provide a range of choices to perfectly align with your needs and expectations.

Open the door to new opportunities with our customized personal banking services.

Open the door to new opportunities with our customized personal banking services.

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Personal Banking

The Zenith Bank Advantage

The Zenith Bank Advantage

Tailored account options to fit your unique needs

The Zenith Bank Advantage

Seamless online and mobile banking solutions

The Zenith Bank Advantage

Competitive interest rates to grow your savings faster

The Zenith Bank Advantage

Access to exclusive financial products and services

The Zenith Bank Advantage

Flexible savings plans with premium-yield benefits


Savings Account

Savings Account

Everyone is different so one size never fits all. That is why we have a wide range of accounts to fit everyone, regardless of situation or lifestyle. So whether you want a basic account or one bursting with options, you will find the right account that meets your expectations.

The Zenith Individual Savings Account is recommended if you have a specific savings goal in mind or you just want to start setting money aside. This account offers interest on your funds regardless of the goal.

EaZySave Classic Account is designed to facilitate financial inclusion permitting individuals with minimal forms of identification enjoy a value adding banking relationship with us.

EaZySave Premium Account is designed to facilitate financial inclusion, permitting individuals with minimal forms of identification enjoy a value adding banking relationship with us.

The Aspire Account by Zenith is a unique savings account for the Nigerian undergraduate with a distinctive sense of identity. Designed to enhance the lifestyle of the discerning student, the Aspire account provides a platform for its holders to follow their dreams, supporting them as they aspire to greatness.

The Zenith Bank Children’s Account is a unique savings account designed to allow parents save for their children’s future and teach them about savings from a tender age. The account is modeled in two tiers for young children and teens with an overarching objective of making savings fun for them and teaching them financial discipline.

Timeless Account for Senior Citizens

 

Save4me is a high interest yielding account designed for customers to save towards a specific target. The customer can open several target accounts for different purposes.

Eazy by Zenith digital wallet platform is a strategic customer onboarding solution of the bank which significantly reduces the barriers of entry for new customers. It enhances payment options for existing customers and onboard unbanked individuals into the digital economy.

Current Account

Current Account

Open a Zenith Bank current account with full KYC (Know Your Customer) requirements and gain access to the world of convenience that comes with owning a Zenith Bank account.

Enjoy a full range of services on offer ranging from mobile banking applications to debit cards, all to ensure that you always have access to your account wherever and whenever.

Gold premium account is a high-yield current account product that is best suited for customers that have more inflow transactions than outflows. It is designed to provide maximum interest payments on daily account balances and minimum charges on transactions.

Platinum premium account is a high-yield, current account product that is best suited for customers that have more inflow transactions than outflows. It is designed to provide maximum interest payments on daily account balances and minimum charges on transactions.

Timeless Account for Senior Citizens

Salary Accounts

Salary Accounts

The Zenith salary account is designed to suit the demands of salary earners with features such as salary advance and other added benefits.

The Zenith Salary Account is designed to provide easy and convenient access to your funds because you have worked hard all month. Having the account gives you access to other products and services that will further enhance your banking experience.

The Zenith Salary Account is designed to provide you easy and convenient access to your funds because you have worked hard for it. In addition because we wish to build with you, this account offers opportunity for several other employee benefits and enhanced banking experience.

Domiciliary Account

Domiciliary Account

With our domiciliary accounts, you have the freedom to perform your foreign transactions wherever you may be. 

Need a foreign currency account? Our domiciliary accounts give you the opportunity to conveniently carry out foreign transactions wherever you may be. With access to our debit cards, internet banking, and mobile banking application , your transfers, payments, standing orders etc. can be done without you walking into our banking halls.

Need a foreign currency account? Our domiciliary accounts gives you the opportunity to conveniently carry out foreign transactions wherever you may be. With access to our debit cards, internet banking and mobile banking application , your transfers, payments, standing orders etc. can be done without you walking into our banking halls.

Get more benefits from personal banking with Zenith

Virtual Cards

Virtual Cards

specifically designed for web transactions and can be used to shop online

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Debit Cards

Debit Cards

Our MasterCard and Visa debit cards provide you 24-hour access to your current and savings account.

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Credit Cards

Credit Cards

Credit Cards that meets your life style needs and helps you manage your payments at your convenience.

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Salary Advance

Salary Advance

A revolving credit with a clean-up cycle, offering up to 60% of your salary for short-term needs.

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Personal/Consumer loans

Personal/Consumer loans

Consumer loans to finance personal needs.

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Asset acquisition/Car Loans

Asset acquisition/Car Loans

Loans to finance purchase of vehicles or acquisition of household assets.

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Mortgage Facility

Mortgage Facility

Designed to fulfil your aspiration to purchase your dream house with ease.

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Email/SMS Channels

Email/SMS Channels

Notifies you of any account transactions through email and SMS.

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Transaction Notifications

Transaction Notifications

View transaction notifications for deposits, withdrawals, transfers, and salary payments.

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Trade transactions

Trade transactions

Trade transactions via email include inflow, bill telex, form M, shipping docs, and letter of credit and more.

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InterSwitch/NIP/NEFT

InterSwitch/NIP/NEFT

Transfer funds instantly via Interswitch or any Nigerian bank; use NEFT for 24-hour processing with proof.

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Dom to Dom Transfers

Dom to Dom Transfers

Transfers between Zenith Bank domiciliary accounts in the same currency are processed instantly.

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Foreign Currency Transfers

Foreign Currency Transfers

Transfer up to $10,000 daily in foreign currency to any global bank account with hardware token authentication.

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Invisible Remittance

Invisible Remittance

Invisible Remittances cover payments for services like fees, loans, and tickets, via SWIFT or drafts.

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Fixed Deposit

Fixed Deposit

A short-term investment with fixed rates and a tenor of 30-90 days, offering competitive interest.

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Call Deposit

Call Deposit

No maturity period, offering flexible access to funds anytime. Options include overnight, 7-day, or 14-day calls.

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CD & STIF

CD & STIF

Certificate of Deposit (CD) & Short Term Investment Fund (STIF) are high-yield investments with no WHT

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ZPF & ZPF +

ZPF & ZPF +

Zenith Premium Funds (ZPF) & Zenith Premium Funds Plus (ZPF +) products with high yields.

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General Business

General Business

Coverage for risks like fire, aviation, machinery, marine cargo, and more.

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Life Business

Life Business

Insurance services like Group Life, Keyman, Mortgage Protection, Road Transport, and Air Passengers.

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Need more information on our banking services?

Discover how our accounts and their numerous benefits can support your business, along with the expert guidance and support from your dedicated relationship manager.
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